How to Activate UPI Lite on Google Pay, Phonepe, and Paytm

How to Activate UPI Lite on Google Pay, Phonepe, and Paytm: As new mobile applications are being developed, they are constantly providing new features than before. The developers try to provide a good user experience even in low-connectivity scenarios.

Popular payment apps like PhonePe, Google Pay, and Paytm are constantly rolling out new updates to enhance the user experience. In this sequence, these payment applications have launched many new features, in which UPI Lite is important. The UPI Lite feature of PhonePe, GooglePay, and Paytm has been launched in India.

The process of activating upi lite is very simple, about which we have given step-by-step information in this article. Along with this, information has also been given about how to use Google Pay, Paytm, and Phonepe upi lite.

The specialty of this feature is that it allows users to transfer money without the internet and without entering upi pin. The lite mode has been introduced to boost accessibility and functionality for users facing network limitations.

Lite Mode is designed to offer a simplified and data-efficient version of these apps, ensuring smooth transactions and seamless usability even in low-bandwidth conditions. In this article, we are going to tell you How to activate upi lite on Google Pay, phonepe, and Paytm.

How to Activate UPI Lite – Overview

Mobile applications like PhonePe, Google Pay, and Paytm are continuously evolving with new features and improved user experiences, especially in low-connectivity situations. They have launched UPI Lite, a crucial feature in India, which enables users to transfer money without the internet and without entering a UPI pin.

This lite mode enhances accessibility and functionality, providing a simplified and data-efficient version of the apps for smooth transactions in low-bandwidth conditions. This article provides step-by-step information on activating UPI Lite on Google Pay, PhonePe, and Paytm.

Name of App	Google Pay, Phonepe & Paytm
Objective	Activating UPI Lite
Article Category	Tech Guide
Download Google Pay APK	Click Here
Download Paytm APK	Click Here
Download Phonepe APK	Click Here

What is UPI Lite?

UPI Lite is an on-device wallet service that allows users to make small-value transactions without the need for an active internet connection or UPI PIN. The lite mode was officially launched by the National Payments Corporation of India (NPCI) and provides a convenient way to perform low-value transactions.

As of now, UPI Lite is exclusive to the BHIM App, and also available on other popular UPI Apps like PhonePe, Google Pay, and PayTM. UPI Lite creates a local wallet on your smartphone, and transactions of up to ₹200 can be made using this wallet.

Features of UPI Lite

How to activate UPI lite on Google Pay

Google Pay, a popular payment app, has introduced UPI Lite, a feature that enables users to conduct transactions without internet connectivity and without the need to enter a UPI pin. UOI Lite aims to enhance accessibility and functionality, particularly for users facing network limitations. Activating UPI Lite on Google Pay is a straightforward process that ensures smooth transactions even in low-bandwidth conditions.

Activating UPI Lite on Google Pay

1. First of all, install the latest version of Google Pay on your mobile phone.

2. Now open Google Pay and log in using the login credentials. 

3. Find and tap on the “Settings” option, usually located in the app’s menu or profile section.

4. Look for the UPI Lite or Lite Mode option within the Settings menu and tap on it.

5. Toggle the switch to activate UPI Lite mode. The app may prompt you to confirm the activation.

6. If you have a dual-SIM device, the app may ask you to choose the default SIM for UPI Lite transactions.

7.  Once activated, you can now conduct transactions using UPI Lite without requiring an internet connection or entering your UPI pin.

How To Make Payment With Google Pay UPI Lite Without the Internet?

To make a payment with Google Pay UPI Lite without the internet, follow these points:-

1. Ensure you have set up your UPI Lite account on Google Pay and added money to it, as you can make payments of up to ₹200 INR without the need for an internet connection.
2. Open the Google Pay app on your device and ensure you have funds available in your UPI Lite balance.
3. For offline payments, you can make a payment by scanning the merchant’s QR code or entering their phone number.
4. Enter the amount you want to pay from your UPI Lite balance.
5. Confirm the payment, and the transaction will be processed in near offline mode, where debit is offline, and credit is processed online.

How To Check Google Pay UPI Lite Balance?

1. Open the Google Pay app on your device. Ensure you have set up your UPI Lite account and added money to it, as you can hold up to ₹2,000 INR in your balance.
2. Once you’re in the app, tap on your profile picture located at the top right corner of the home screen.
3. Under the ‘Payment methods’ section, select your UPI Lite account to view your balance.
4. Your UPI Lite balance will be displayed above the ‘Add money’ section, showing the amount available.

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How to activate UPI lite on PhonePe

PhonePe UPI Lite is a feature introduced by PhonePe that allows users to make low-value payments under Rs. 200 with a single tap from their UPI Lite account without entering a UPI PIN. The transactions are processed in real-time by debiting the on-device UPI Lite balance directly, without involving the customer’s bank’s core banking systems. T

his feature aims to make transactions more seamless and faster than regular UPI transactions while also increasing the success probability of the transaction.

Activating UPI Lite on PhonePe

Read the steps given below to know about How to activate upi lite on Google Pay.

1. Firstly, ensure you have the latest version of the PhonePe app installed on your smartphone.
2. Open the PhonePe app and log in using your login credentials (Phone number, email, and password).
3. On the app’s home screen, navigate to the relevant section where you can enable UPI Lite.
4. Agree to the terms and conditions presented by the app.
5. Select the issuing bank account that you want to link with UPI Lite.

6. Toggle the switch to activate UPI Lite mode. The app may prompt you to confirm the activation.

7. Add funds to your local wallet within the PhonePe app, which will be used for UPI Lite transactions.
8. Once UPI Lite is enabled, for transactions below ₹200, the app will automatically switch to UPI Lite mode. 

Note:- UPI Lite transactions do not appear on your bank statement or passbook, ensuring a clutter-free record of your daily transactions

How To Make Payment With PhonePe UPI Lite Without the Internet?

Follow the steps given below to make online payment without internet from PhonePe:-

1. First of all, make sure that you have activated UPI Lite by following the steps given above.
2. After activation add money in UPI Lite, you can add amounts up to 2000 and you can pay up to 200 at a time.
3. Now scan the QR code of any merchant you want to pay without the internet from the PhonePe app.
4. Select the amount you want to pay through UPI LITE.
5. Now confirm the payment, your transaction will be processed offline.

How To Check PhonePe UPI Lite Balance?

To check the UPI Lite balance on PhonePe, follow the following steps:-

1. Open the PhonePe app on your smartphone. Ensure you have the latest version installed, as UPI Lite may be a recent addition to the app’s features.

2. On the PhonePe app home screen, look for the “Transfer Money” section and tap on “Check Bank Balance.”

3. You’ll be prompted to enter the UPI PIN associated with the bank account you wish to check the balance for.

4. After entering the UPI PIN, your bank account balance will be displayed on the screen.

Second Method

1. Open the PhonePe app and tap on your profile picture on the home screen.

2. Under the Payment Methods section, select the bank account you want to check the balance for.

3. Tap on check balance and provide the UPI PIN for that specific account.

4. Your bank balance will be shown on the screen.

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How to activate UPI Lite on Paytm

Paytm’s UPI Lite is a revolutionary digital wallet designed to facilitate small-value transactions in a quick and fail-proof manner. Introduced in September 2022 by the National Payments Corporation of India (NPCI), UPI Lite allows users to carry out transactions below Rs. 200 without the need to enter a UPI PIN, making the payment process faster and more convenient.

With UPI Lite, users can scan and pay UPI QR codes, send money to VPAs or UPI IDs, phone numbers, and bank accounts, with a maximum wallet balance of Rs. 2000. The feature also declutters bank account statements by keeping all UPI Lite transactions within the app.

Activating UPI Lite on Paytm

To activate UPI Lite on Paytm for lightning-fast mobile payments, follow these simple steps:-

1. Download and install the Paytm app from the Google Play Store on your smartphone.

2. Open the Paytm app and click on the UPI Lite icon available on the homepage.

3. Choose the bank account that is eligible for UPI Lite. This account will be linked to your UPI Lite transactions.

4. Enter the amount you wish to add to your UPI Lite account to activate it.

5. Validate your MPIN (Mobile Personal Identification Number) to create your UPI Lite account.

6. Your UPI Lite account is now set up and ready for use. With UPI Lite, you can make lightning-fast transactions with just a single click, without the need to enter a PIN for each payment.

7. UPI Lite allows you to carry out numerous small-value UPI payments without worrying about any transaction cap. The daily usage limit for UPI Lite is Rs. 4,000, with a maximum one-time addition of Rs. 2,000 that can be made twice a day.

How To Make Payment With Paytm UPI Lite without Internet?

To make a payment with Paytm UPI Lite without the internet, follow these steps:-

1. Ensure you have an active bank account linked to your UPI Lite account on Paytm.

2. Add money to your UPI Lite balance by choosing an eligible bank account that supports UPI Lite and adding up to ₹2,000 INR.

3. Open the Google Pay app on your smartphone.

4. Scan the merchant’s QR code or enter the recipient’s phone number.

5. Enter the amount you want to pay (up to ₹200 INR).

6. Choose your UPI Lite account as the payment method.

7. If prompted, write a remark about the payment.

8. Enter your UPI PIN to complete the transaction.

9. Once the transaction is successful, you will receive a confirmation on your phone along with a reference ID.

How To Check Paytm UPI Lite Balance?

To check your Paytm UPI Lite balance, follow these steps:-

1. Download and install the Paytm app from Google Play Store on your iOS or Android device.

2. Open the Paytm app and click on the UPI Lite icon on the homepage.

3. Choose the bank account eligible for UPI Lite.

4. Enter the amount you wish to add to your UPI Lite account to activate it.

5. Validate your MPIN to create your UPI Lite account.

Once the setup is complete, you can check your UPI Lite balance on the Paytm app.

Conclusion

UPI Lite has emerged as a game-changer in the digital payment landscape, providing a seamless and efficient way for users to conduct low-value transactions without the need for an internet connection or entering a UPI PIN.

Leading payment apps like Google Pay, PhonePe, and Paytm have integrated this feature to enhance user experiences, especially in low-connectivity scenarios. In this article, we have mentioned all the details about How to activate UPI Lite on Google Pay, Phonepe, and Paytm.

Activating UPI Lite on these platforms is a straightforward process. For Google Pay, users can enable UPI Lite in the settings and conduct transactions without internet connectivity. Similarly, PhonePe users can activate UPI Lite by linking their bank account and enjoy lightning-fast payments without UPI PIN.

Paytm offers a simple setup process, allowing users to create a UPI Lite account and make quick transactions with just one tap. The UPI Lite feature ensures a clutter-free bank statement as transactions remain within the app, and users can conduct multiple low-value transactions with ease.

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